NOTICE OF SALE

On February 26, 2019, at 1:00 p.m., at 1801 Eighth Street South, St. Cloud, Minnesota.  Gilleland Chevrolet, Inc. d/b/a St. Cloud Collision Center will sell, by public auction, pursuant to Minnesota Statutes Sections 514.18 through .21, a 2003 Infiniti FX, License Plate No. 905VMD, VIN No. JNRBS08W43X400683, for unpaid repair bills and storage costs.  The amount due, exclusive of expenses of advertising and sale, on the date of the sale will be $1,106.23.  Additional storage charges will continue to accrue in the amount of $35.00 per day.

Dated: January 4, 2019

GILLELAND CHEVROLET, INC. D/B/A ST. CLOUD COLLISION CENTER

/s/ Allen Marthaler

Allen Marthaler, 

Its Controller

1801 Eighth Street South

St. Cloud, MN 56302

(320) 240-1214

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 28, 2017

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,884.00

MORTGAGOR(S): Jacob Taylor, unmarried man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Loan Simple, Inc., its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 11, 2017 Stearns County Recorder

Document Number: A1493107

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. BANK NATIONAL ASSOCIATION

Dated: February 07, 2018

Recorded: February 16, 2018 Stearns County Recorder

Document Number: A1514910

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1004196-0000011917-2

Lender or Broker: Loan Simple, Inc.

Residential Mortgage Servicer: U.S. Bank National Association

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1212 Cary Ct, Saint Joseph, MN 56374-9452

Tax Parcel ID Number: 84.53790.0094

LEGAL DESCRIPTION OF PROPERTY: Lot 7 Block 2 POND VIEW RIDGE FOUR

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,133.78

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 05, 2019 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 05, 2019, or the next business day if August 05, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: December 20, 2018

ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 040729F01

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PUBLIC NOTICE OF ABANDONED VEHICLE

(Official Publication)

NOTICE OF SALE

The personal property as follows, to-wit:

2001 Ford Windstar (ND) 541CCM VIN# 2FMZA52421BB29502 towed from 205 12th Street South, Sauk Centre, MN (Walmart) by order of Property Management on January 6th, 2019.

All Items will be sold on February 20th, 2019 by Centre Towing Inc. in the City of Sauk Centre, County of Stearns, State of Minnesota, pursuant to Minnesota Statues, Chapter 168B.

The registered owner or lienholder has the right to reclaim the vehicle under section 168B.051. Failure to claim the impounded vehicle under section 168B.051 is deemed to waive any right to reclaim the vehicle and consents to disposal or sale of the vehicle.

Dated: January 16th, 2019

Collins Brothers Towing of St. Cloud, Inc.

Collins Brothers Towing of Brainerd

Centre Towing Inc.

2300 6th St. N

St. Cloud, MN 56303

320-257-5525 

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CITY OF SAUK CENTRE

NOTICE OF HRA BOARD OPENING

Notice is hereby given that the Sauk Centre City Council will accept nominations for an expired term on the Housing & Redevelopment Authority (HRA) Board.  The length of term for this seat is five years, due to expire March 31st, 2024.  Nominations will be accepted until Thursday, February 28, 2019, at 12:00 Noon.  It is the intent of the City Council to fill this seat at their regular meeting of March 6, 2019.

To be considered for the HRA Board, you must be at least 21 years of age and reside within the City of Sauk Centre. 

Proper nomination forms for this position can be obtained in the City Administrator’s Office, 320 Oak Street South.  

By Order of the City Council

City Administrator 

Vicki M. Willer

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NOTICE TO SAUK 

CENTRE TOWNSHIP 

RESIDENTS

Notice is hereby given that the Sauk Centre Township regular board meeting in Feb will be held on Wednesday, February 6 at 8:30 pm at the CMCU. The Board of Audit meeting will be held following the regular meeting. Anyone interested is invited to attend.

Missy Schirmers, clerk

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 15, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00

MORTGAGOR(S): Ronald Ohmann and Noami Ohmann, husband and wife

MORTGAGEE: Primesource Funding

DATE AND PLACE OF RECORDING: 

Recorded: January 23, 2006 Stearns County Recorder

Document Number: 1183004

ASSIGNMENTS OF MORTGAGE:

And assigned to: Mortgage Electronic Registration Systems, Inc.

Dated: December 15, 2005

Recorded: June 22, 2006 Stearns County Recorder

Document Number: 1197927

And assigned to: U.S. Bank National Association, as Trustee, for Residential Accredit Loans, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QS2

Dated: April 17, 2018

Recorded: April 24, 2018 Stearns County Recorder

Document Number: A1518796

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100060677002554269

Lender or Broker: Primesource Funding

Residential Mortgage Servicer: Ocwen Loan Servicing, LLC

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 170 5th St, Albany, MN 56307-8347

Tax Parcel ID Number: 40.25607.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-two (22), Block Nineteen (19) in the Townsite (now Village) of Albany, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $86,026.18

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 12, 2019 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 12, 2019, or the next business day if August 12, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: December 26, 2018

ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, for Residential Accredit Loans, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QS2

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039715F02

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 15, 2017

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,827.00

MORTGAGOR(S): Glen A. Korpi, Jr., a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans, Inc. its successors and/or assigns

DATE AND PLACE OF REGISTERING:

Registered: June 28, 2017 Stearns County Registrar of Titles

Document Number: 41013

ASSIGNMENTS OF MORTGAGE:

And assigned to: Quicken Loans Inc.

Dated: February 06, 2018

Registered: February 16, 2018 Stearns County Registrar of Titles

Document Number: T41535

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100039033710252507

Lender or Broker: Quicken Loans, Inc.

Residential Mortgage Servicer: Quicken Loans Inc.

Mortgage Originator: Not Applicable

CERTIFICATE OF TITLE NUMBER: 9123

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1905 10th Ave S, Saint Cloud, MN 56301-5675

Tax Parcel ID Number: 82 44210 0000

LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) Block Two (2) less and except the Westerly One Hundred Twenty-seven (127) feet thereof, ATWOOD ACRES, according to the plat and survey thereof on file and of record in the office of the Registrar of Titles, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,467.72

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 19, 2019 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2019, or the next business day if August 19, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: December 14, 2018

ASSIGNEE OF MORTGAGEE: Quicken Loans Inc.

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 041276F01

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 21, 2017

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,667.00

MORTGAGOR(S): Courtney Boyer and Steven Boyer a married couple

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Pacific Union Financial, LLC, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: August 21, 2017 Stearns County Recorder

Document Number: A1502920

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. BANK NATIONAL ASSOCIATION

Dated: August 24, 2018

Recorded: August 31, 2018 Stearns County Recorder

Document Number: A1528223

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100521331005239964

Lender or Broker: Pacific Union Financial, LLC

Residential Mortgage Servicer: U.S. Bank National Association

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 2623 Serenity Dr, Saint Cloud, MN 56301-9191

Tax Parcel ID Number: 82.50705.0200

LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Four (4), Serenity Plat Two, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,848.89

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 12, 2019 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 12, 2019, or the next business day if September 12, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: January 24, 2019

ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 041434F01

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 16, 2012

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00

MORTGAGOR(S): Charles A. Clark and Joann L. Clark, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for United Security Financial, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 02, 2013 Stearns County Recorder

Document Number: A1394720

ASSIGNMENTS OF MORTGAGE:

And assigned to: Mid America Mortgage, Inc.

Dated: November 29, 2018

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1005848-0000013917-5

Lender or Broker: United Security Financial

Residential Mortgage Servicer: LoanCare Servicing Center, Inc.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 130 24th Ave N, Saint Cloud, MN 56303-4342

Tax Parcel ID Number: 82.50073.0000

LEGAL DESCRIPTION OF PROPERTY: Lot twenty-one (21) in Block three (3) of Prospect Addition to St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,313.68

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 12, 2019 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 12, 2019, or the next business day if August 12, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: December 21, 2018

ASSIGNEE OF MORTGAGEE: Mid America Mortgage, Inc.

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 041085F01

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 11, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,746.00

MORTGAGOR(S): Shannon M Twedt and Stephanie Twedt, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Pacific Union Financial, LLC, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 14, 2014 Stearns County Recorder

Document Number: A1419499

LOAN MODIFICATION:

Dated: June 05, 2017

Recorded: August 02, 2017

Document Number: A1501467

ASSIGNMENTS OF MORTGAGE:

And assigned to: Pacific Union Financial, LLC

Dated: December 30, 2016

Recorded: January 04, 2017 Stearns County Recorder

Document Number: A1486475

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100521300000391211

Lender or Broker: Pacific Union Financial, LLC

Residential Mortgage Servicer: Pacific Union Financial, LLC 

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 10 E Main St, Melrose, MN 56352-1158

Tax Parcel ID Number: 66.37143.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) and the East One-half (E 1/2) of Lot Five (5), in Block Thirteen (13), in the Townsite of Melrose, according to the plat and survey thereof on file and of record with the county recorder, in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $93,456.04

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 05, 2019 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 05, 2019, or the next business day if August 05, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: December 20, 2018

ASSIGNEE OF MORTGAGEE: Pacific Union Financial, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 036951F04

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NOTICE OF MORTGAGE FORECLOSURE SALE 

THIS IS AN ATTEMPT TO COLLECT A DEBT;  INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

NOTICE OF MORTGAGE FORECLOSURE SALE

DATE:  January 22 2019

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage:  April 14, 2006

2. Mortgagor:  Kenneth Bruce Keller

3. Mortgagee:   American Heritage National Bank

4. Original principal balance:  $50,000.00.

5. Mortgagors released from financial obligation: None.

6. Recording Information:   Recorded on April 20, 2006 as Document Number 1190732 in the Office of the County Recorder of Stearns County, Minnesota.   Assignments of Mortgage, if any:  Assigned to Endurance American Special Insurance Company by a written assignment recorded on December 30, 2009 as Document Number 1306373 in the recording office stated in paragraph 5.   Further assigned to Karen Walker by written assignment recorded on December 14 2018 as Document Number 1535079 in the recording office stated in paragraph 4. 

INFORMATION REGARDING MORTGAGED PREMISES

7. Tax parcel identification number of the mortgaged premises:  82.49924.0000

8. Legal description of the mortgaged premises:  The South Half of Lot 8 and all of Lot 9, Block 3, Paulsen Addition, Stearns County, Minnesota

9. The physical street address, city, and zip code of the mortgaged premises:   1929 14th ST S, St. Cloud MN 56301.

For information: The mortgagor’s interest is that of a life tenant and one-third of the fee  interest.

OTHER FORECLOSURE DATA

10. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.  The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is n/a.

11. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, was American Heritage National Bank. 

INFORMATION REGARDING FORECLOSURE

12. The requisites of Minn. Stat. 580.02 have been satisfied.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $81,879.35. In addition to this amount, unpaid real estate taxes were $42,180.39 as of November 20, 2018.

14. That all pre-foreclosure requirements have been complied with;  that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof.  Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Stearns County, Minnesota to pay the debt secured by said mortgage on said premises and the costs and disbursements, including attorneys fees allowed by law at public auction on March 14, 2019 at 10:00 a.m. at the Sheriff’s Office Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale.

16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on September 14, 2019.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name and address of Attorney for Mortgagee or Mortgage Assignee:

Sam V. Calvert

1011 2nd ST N STE 107

St. Cloud MN 56303

Name of Mortgagee or Mortgage Assignee:

Karen Walker

H-4-6B







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