NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 28, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,000.00

MORTGAGOR(S): Diane C Cumbie, A Single Person

MORTGAGEE: Commonwealth United Mortgage a division of National City Bank of Indiana

DATE AND PLACE OF RECORDING: 

Recorded: March 03, 2005 Stearns County Recorder

Document Number: 1145316

ASSIGNMENTS OF MORTGAGE:

And assigned to: National City Mortgage Co, a subsidiary of National City Bank of Indiana

Dated: March 03, 2006

Recorded: March 31, 2006 Stearns County Recorder

Document Number: 1188806

And assigned to: HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust Series 2005-3, Mortgage Pass-Through Certificates

Dated: May 15, 2017

Recorded: May 26, 2017 Stearns County Recorder

Document Number: A1496394

And assigned to: HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust Series 2005-3, Mortgage Pass-Through Certificates

Dated: May 15, 2017

Recorded: June 21, 2017 Stearns County Recorder

Document Number: A1498192

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: Commonwealth United Mortgage a division of National City Bank of Indiana

Residential Mortgage Servicer: PNC Bank, N.A.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 111 12th Ave S, Saint Cloud, MN 56301-4153

Tax Parcel ID Number: 82.50119.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 3, and the South 1 foot of Lot 2, Block 4, Readjustment of Block 4, Lake Park Addition to St. Cloud, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,468.25

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 07, 2017 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 07, 2018, or the next business day if May 07, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: September 18, 2017

ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust Series 2005-3, Mortgage Pass-Through Certificates

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 037992F01

H-38-6B



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CITY OF SAUK CENTRE

NOTICE OF PUBLIC HEARING

2018 IMPROVEMENTS 

Notice is hereby given that the City Council of the City of Sauk Centre, Minnesota, will meet in the Council Chambers at Sauk Centre City Hall, Sauk Centre, Minnesota, at 6:30 P.M. or soon thereafter on November 1, 2017,  to consider the construction of the following improvements:

Water, Sewer, Storm Sewer, Street, Curb, Gutter, Alley

The total estimated cost of said improvement is $1,726,918.06. The area proposed to be assessed for such improvements are abutting properties. 

The Council proposes to proceed under the authority granted by Chapter 429 M.S.A.

Such persons as desire to be heard with reference to the proposed improvements will be heard at this meeting.  Written or oral objections will be considered.  A reasonable estimate of the impact of the assessments will be available at the meeting.

By Order of the City Council

s/Vicki Willer,  City Administrator

H-41-2B



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PUBLIC NOTICE

TREG’S HANDIWORK LLC, a Minnesota limited liability company, (the “Company”), ceased business operations on or before October 1st, 2017. The Company has submitted the appropriate notifications to the Minnesota Secretary of State as of September 26th, 2017. Any party having outstanding business with the Company, or desiring to submit a claim, must do so in writing no later than December 30th, 2017. Notices should be submitted to 949 Spruce Drive, St. Cloud MN 56303.

H-41-4B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 22, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,551.79

MORTGAGOR(S): Kenneth Ripp and Julie Ripp, Husband and Wife, Grantees as Joint Tenants

MORTGAGEE: Wells Fargo Financial Minnesota, Inc.

DATE AND PLACE OF RECORDING: 

Recorded: May 03, 2005 Stearns County Recorder

Document Number: 1151491

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust

Dated: January 24, 2017

Recorded: February 06, 2017 Stearns County Recorder

Document Number: A1488799

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: Wells Fargo Financial Minnesota, Inc.

Residential Mortgage Servicer: Caliber Home Loans, Inc. 

Mortgage Originator: Not Applicable



COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1138 26th Ave N, Saint Cloud, MN 56303-2435

Tax Parcel ID Number: 82.51272.0000

LEGAL DESCRIPTION OF PROPERTY: The North Half of Lot Twenty-five (25), and all of Lot Twenty-six (26), and the South Half of Lot Twenty-seven (27), all in Block One (1), in Sunny Side Addition to St. Cloud, Minnesota, County of Stearns and State of Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,669.82

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 31, 2017 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2018, or the next business day if April 30, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: September 14, 2017

ASSIGNEE OF MORTGAGEE: U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 037314F03

H-37-6B





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