NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 09, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,727.00

MORTGAGOR(S): Mark Orbeck and Jessica Orbeck, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Pacific Union Financial, LLC, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: February 19, 2015 Stearns County Recorder

Document Number: A1437943

ASSIGNMENTS OF MORTGAGE:

And assigned to: Pacific Union Financial, LLC

Dated: January 23, 2018

Recorded: January 24, 2018 Stearns County Recorder

Document Number: A1513535

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100521300000515611

Lender or Broker: Pacific Union Financial, LLC

Residential Mortgage Servicer: Pacific Union Financial, LLC 

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 3013 15th St N, Saint Cloud, MN 56303-1623

Tax Parcel ID Number: 82.49075.0014

LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), in Northway Plat 5, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,522.67

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 27, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2018, or the next business day if September 27, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 08, 2018

ASSIGNEE OF MORTGAGEE: Pacific Union Financial, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039211F01

H-6-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 18, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,428.00

MORTGAGOR(S): Dustin Sengkeothanolith and Angel Sengkeothanolith, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Central Minnesota Credit Union, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: December 22, 2014 Stearns County Recorder

Document Number: A1434777

ASSIGNMENTS OF MORTGAGE:

And assigned to: Lakeview Loan Servicing, LLC

Dated: January 16, 2018

Recorded: January 18, 2018 Stearns County Recorder

Document Number: A1513223

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1011283-0001100306-5

Lender or Broker: Central Minnesota Credit Union

Residential Mortgage Servicer: LoanCare Servicing Center, Inc.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 526 Morningside Ave, Paynesville, MN 56362-1715

Tax Parcel ID Number: 70.39157.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Two (2), of Meyer’s Morningside Manor, according to the plat and survey thereof, now on file and of record in the office of the Stearns County Recorder, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,376.01

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 27, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2018, or the next business day if September 27, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 08, 2018

ASSIGNEE OF MORTGAGEE: Lakeview Loan Servicing, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039073F01

H-6-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 30, 2010

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,995.00

MORTGAGOR(S): Anne M. Weitz, single adult

MORTGAGEE: Liberty Savings Bank, FSB

DATE AND PLACE OF RECORDING: 

Recorded: May 11, 2010 Stearns County Recorder

Document Number: A1315371

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. Bank National Association

Dated: April 30, 2010

Recorded: May 11, 2010 Stearns County Recorder

Document Number: A1315372

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: Liberty Savings Bank, FSB

Residential Mortgage Servicer: U.S. Bank National Association

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1407 11th Ave S, Saint Cloud, MN 56301-5465

Tax Parcel ID Number: 82.49051.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), North Sprucewood, according to the plat and survey thereof on file and of record in the office of the County Recorder, in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,855.18

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 27, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2018, or the next business day if September 27, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 08, 2018

ASSIGNEE OF MORTGAGEE: U.S. Bank National Association

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039294F01

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NOTICE OF PUBLIC HEARING ON A VARIANCE

NOTICE IS HEREBY GIVEN, that the Melrose Planning and Zoning Commission will meet at 6:30 p.m. on the 1st day of March 2018, at the City Center, 225 First Street NE, in the City of Melrose, for giving consideration to the request submitted by Ritter, Heinze, Meyer Families and Casey Retail Company for a variance for parcels 66.36667.0014, 66.36667.0016 and 12.06926.0002. If granted the Variance would allow for the Encroachment to avoid complications for future development in relation to 8-foot landscaped yard along County Hwy 13 the property line along roadways for all fuel stations (the “Buffer Strip”). 

The proposed Variance would be to consider the County Road 13 Ditch as the 8-foot buffer:  

• 817 County Road 13 SW Melrose, MN  56352

• That part of the Northeast Quarter of the Southeast Quarter (NE¼ SE¼) of Section 3, Township 125 North, Range 33 West, Stearns County, Minnesota, which lies southerly of the south line of Block Two (2) of Darmac Acres, according to the plat thereof, on file and of record in the office of the Stearns County Recorder, and northwesterly of the northwesterly right of way line of County State Aid Highway 13, according to Stearns County Highway Right of Way Plat Number 35, on file and of record in the office of the Stearns County Recorder.

• Lot 3, Block 2, Darmac Acres

• Lot 4, Block 2, Darmac Acres

Physically located at Casey’s Gas Station and due West of Kraemer Lumber.

A copy of the proposed request is on file with the Planning and Zoning Department, Melrose City Center, 225 1st St NE, Melrose MN 56352 and is available for review during normal business hours.

Any persons that desire to be heard regarding the consideration of the Variance will be heard at this meeting.

Dated this 15th day of February 2018. 

H-7-1B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 31, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00

MORTGAGOR(S): Mildred M. Gangl, a single woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for One Reverse Mortgage, LLC, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 15, 2014 Stearns County Recorder

Document Number: A1421254

ASSIGNMENTS OF MORTGAGE:

And assigned to: American Advisors Group

Dated: February 01, 2017

Recorded: February 10, 2017 Stearns County Recorder

Document Number: A1489332

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003195-3324573363-3

Lender or Broker: One Reverse Mortgage, LLC

Residential Mortgage Servicer: Celink

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 22406 Fordham Rd, Richmond, MN 56368-8118

Tax Parcel ID Number: 36.24583.0004

LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Randy’s Addition, less the N32’ thereof, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,058.30

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 06, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 06, 2019, or the next business day if March 06, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: January 18, 2018

ASSIGNEE OF MORTGAGEE: American Advisors Group

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039132F01

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NOTICE OF PUBLIC HEARING ON 

CONDITIONAL USE PERMIT

NOTICE IS HEREBY GIVEN, that The Melrose Planning and Zoning Commission will meet at 6:30 p.m. on the 1st day of March 2018, at the City Center, 225 First Street NE, in the City of Melrose, for the purpose of giving consideration to the request submitted by Ritter, Heinze, Meyer and Casey Retail Company for a conditional use permit for parcels 66.36667.0014, 66.36667.0016 and 12.06926.0002. If granted, the Conditional Use Permit will allow, in accordance with Section 222 Commercial Highway Districts – Uses by Conditional Use Permit which references Section 222.04(5) and 222.04(11) of City of Melrose Zoning Ordinance, which allows by Conditional Use Permit Convenience Grocery Stores and Commercial Car Wash (drive through).

The proposed use would be to expand the existing facility located on the parcel in question:  

817 County Road 13 SW Melrose, MN  56352

• That part of the Northeast Quarter of the Southeast Quarter (NE¼ SE¼) of Section 3, Township 125 North, Range 33 West, Stearns County, Minnesota, which lies southerly of the south line of Block Two (2) of Darmac Acres, according to the plat thereof, on file and of record in the office of the Stearns County Recorder, and northwesterly of the northwesterly right of way line of County State Aid Highway 13, according to Stearns County Highway Right of Way Plat Number 35, on file and of record in the office of the Stearns County Recorder.

• Lot 3, Block 2, Darmac Acres

• Lot 4, Block 2, Darmac Acres

Physically located due South of Casey’s Gas Station and due West of Kraemer Lumber

A copy of the proposed request is on file with the Planning and Zoning Department, Melrose City Center, 225 1st St NE, Melrose MN 56352 and is available for review during normal business hours.

Any persons that desire to be heard regarding the consideration of the Conditional Use Permit will be heard at this meeting.

Dated this 15th day of February 2018. 

H-7-1B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 11, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,746.00

MORTGAGOR(S): Shannon M Twedt and Stephanie Twedt, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Pacific Union Financial, LLC, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 14, 2014 Stearns County Recorder

Document Number: A1419499

LOAN MODIFICATION:

Dated: June 05, 2017

Recorded: August 02, 2017

Document Number: A1501467

ASSIGNMENTS OF MORTGAGE:

And assigned to: Pacific Union Financial, LLC

Dated: December 30, 2016

Recorded: January 04, 2017 Stearns County Recorder

Document Number: A1486475

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100521300000391211

Lender or Broker: Pacific Union Financial, LLC

Residential Mortgage Servicer: Pacific Union Financial, LLC 

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 10 E Main St, Melrose, MN 56352-1158

Tax Parcel ID Number: 66.37143.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) and the East One-half (E 1/2) of Lot Five (5), in Block Thirteen (13), in the Townsite of Melrose, according to the plat and survey thereof on file and of record with the county recorder, in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $92,233.81

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 20, 2018 at 10:00 AM



PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 20, 2018, or the next business day if September 20, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 01, 2018

ASSIGNEE OF MORTGAGEE: Pacific Union Financial, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 036951F02

H-5-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 02, 2012

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,612.00

MORTGAGOR(S): Darrin M. Hall and Amy J. Hall, Husband and Wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Liberty Savings Bank, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 12, 2012 Stearns County Recorder

Document Number: A1366690

ASSIGNMENTS OF MORTGAGE:

And assigned to: PennyMac Loan Services, LLC

Dated: February 10, 2016

Recorded: February 19, 2016 Stearns County Recorder

Document Number: A1462427

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003624-1045867557-7

Lender or Broker: Liberty Savings Bank

Residential Mortgage Servicer: PennyMac Loan Services, LLC

Mortgage Originator: Not Applicable



COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 202 10th Ave N, Cold Spring, MN 56320-1229

Tax Parcel ID Number: 48.29670.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Meadow View Addition Plat 2, Replat, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,056.20

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 06, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 06, 2018, or the next business day if September 06, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: January 16, 2018

ASSIGNEE OF MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 034997F04



H-3-6B





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 Birchdale Township

Notice of Public Accuracy Testing

The public is welcome to observe the Public Accuracy Testing of Election Machines for the Town of Birchdale’s Township Election. Testing will be held on Friday, March 2nd, 2018 from 9:00 AM – 10:00 AM in the Election Room at the Main Street Government Center located at 347 Central Ave, Long Prairie, MN.

Please contact the Township Clerk at 320-248-1841 with any questions.

H-7-1B





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CITY OF SAUK CENTRE

NOTICE OF BOARD & COMMISSION OPENINGS

Notice is hereby given that the City of Sauk Centre will consider the appointment of nominees for the following Boards & Commissions:   

BOARD/COMMISSION  POSITIONS TERM

HRA Board 1 5 Years

Public Utilities Commission 1 3 Years

Airport Commission 1 3 Years

CVB Board 1 3 Years

Senior Center Board 2 3 Years

Interested persons may either submit a nomination letter or pick up a nomination form seeking appointment and return it to the City Administration Office, 320 Oak Street South, Sauk Centre, MN 56378.  The deadline for submitting your nomination letter or form is Thursday, March 1, 2018 at 4:30 P.M.

s/Vicki Willer

City Administrator

H-6-2B



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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 23, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,752.00

MORTGAGOR(S): Scott L Berg, and Julie Berg, Spouses Married to Each Other

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: March 09, 2015 Stearns County Recorder

Document Number: A1438859

ASSIGNMENTS OF MORTGAGE:

And assigned to: PennyMac Loan Services, LLC 

Dated: April 12, 2017

Recorded: April 28, 2017 Stearns County Recorder

Document Number: A1494204

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003502-9100154845-1

Lender or Broker: Mortgage Research Center LLC, dba Veterans United Home Loans

Residential Mortgage Servicer: PennyMac Loan Services, LLC

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 2060 13th St N, Saint Cloud, MN 56303-2502

Tax Parcel ID Number: 82.45017.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), in Block Six (6), in Centennial Addition to St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,440.44

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:



DATE AND TIME OF SALE: April 03, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 03, 2018, or the next business day if October 03, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 



THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 09, 2018

ASSIGNEE OF MORTGAGEE: PennyMac Loan Services, LLC 

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 038346F03

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NOTICE AND ORDER OF HEARING ON PETITION

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS



STATE OF MINNESOTA

DISTRICT COURT

COUNTY OF STEARNS

SEVENTH JUDICIAL DISTRICT

PROBATE DIVISION

Court File Number: 

73-PR-18-1192



In Re: Estate of Helga Karin Altena,

a/k/a Helga K. Altena and Helga Altena,

Decedent

It is Ordered and Notice is hereby given that on March 9, 2018, at 8:45 a.m., a hearing will be held in this Court at 725 Courthouse Square, St. Cloud, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Eric Altena, whose address is 10520 W Lake Road, Rice, MN 56367 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minnesota Statues section 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 2-9-18.

/s/ William J Cashman

Judge of District Court

/s/ George Lock

Court Administrator

Attorney for the Petitioner

Lori L. Athmann

Jovanovich Kadlec & Athmann PA

1010 W. St. Germain St, Ste 420

St. Cloud, MN, 56301

Attorney License No: 353450

Telephone: (320) 230-0203

FAX: (320) 230-0188

Email: lori.athmann@jkalawfirm.com

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PROBATE NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS



STATE OF MINNESOTA

IN DISTRICT COURT

COUNTY OF STEARNS

SEVENTH JUDICIAL DISTRICT

PROBATE COURT DIVISION

Court File Number: 

73-PR-18-915



In Re: The Estate of

Marvin D. Wolfe

a/k/a Marvin Daniel Wolfe,

Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS:

It is Ordered and Notice is hereby given that on the 16th day of March, 2018, at 8:45 o’clock  A.M., a hearing will be held in the above named Court at St. Cloud, on the petition of Merlyn D. VanWay,  for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Merlyn D. VanWay, whose address is 39198 State Highway 28, Sauk Centre, Minnesota 56378, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, the personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court administrator within four (4) months after the date of this notice or said claims will be barred.

Dated: January 31, 2018.

/s/ Sarah E. Hennesy

Judge

/s/ George Lock

Court Administrator

Thomas J. Mayer

Attorney for the Petitioner

421 Sinclair Lewis Avenue

Sauk Centre, MN 56378

Tel. Phone No. (320) 352-6503

Atty I.D. No. 69139

NOTE: If notice to creditors has been previously given, delete the Notice to Creditors herein.

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 10, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00

MORTGAGOR(S): Zachariah L Denny, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Granite Community Bank, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 16, 2015 Stearns County Recorder

Document Number: A1441242

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. BANK NATIONAL ASSOCIATION

Dated: November 16, 2015

Recorded: November 23, 2015 Stearns County Recorder

Document Number: A1457017

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100916600000010825

Lender or Broker: Granite Community Bank

Residential Mortgage Servicer: U.S. Bank National Association

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 65 3rd St SW, Richmond, MN 56368-8486

Tax Parcel ID Number: 74.41043.0000; 74.41042.0005

LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6, Block 62, Townsite (now Village) of Richmond, and that part of vacated alley lying adjacent thereto, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota.

And

Lots 7 and 8, Block 62, Townsite (now Village) of Richmond, less railway right of way, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,320.77

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 



PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 03, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 03, 2018, or the next business day if October 03, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 15, 2018

ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039342F01

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 02, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,000.00

MORTGAGOR(S): Phillip B Veenstra and Kimberly J Veenstra, Husband and Wife

MORTGAGEE: Option One Mortgage Corporation, a California Corporation

DATE AND PLACE OF RECORDING: 

Recorded: December 09, 2005 Stearns County Recorder

Document Number: 1178348

ASSIGNMENTS OF MORTGAGE:

And assigned to: Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-OPT1, Asset Backed Pass-Through Certificates, Series 2006-OPT1

Dated: January 17, 2012

Recorded: January 18, 2012 Stearns County Recorder

Document Number: A1360088

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: Option One Mortgage Corporation, a California Corporation

Residential Mortgage Servicer: Ocwen Loan Servicing, LLC

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1715 Tyler Trl, Saint Cloud, MN 56301-7509

Tax Parcel ID Number: 82.50998.0303

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) Southwood Heights Plat Four, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,712.09

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 06, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 06, 2018, or the next business day if September 06, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: January 16, 2018

ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, as Trustee for Carrington Mortgage Loan Trust, Series 2006-OPT1, Asset Backed Pass-Through Certificates, Series 2006-OPT1

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 033840F03

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Public Notice

West Union Township

West Union township Board of Audit meeting will take place Monday February 19th, 2018 at 6:30 pm at the fire hall in West Union.

     The regular board meeting will follow immediately after the Board of Audit meeting.

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SAUK CENTRE 

TOWNSHIP

STEARNS COUNTY

STATE OF MINNESOTA

NOTICE OF PUBLIC HEARING ON TOWN ROAD VACATION

NOTICE IS HEREBY GIVEN that the Town Board of Supervisors of the Town of Sauk Centre, County of Stearns, State of Minnesota, will meet at 8:30 p.m. on the 7th day of March 2018 at the Central Minnesota Credit Union located at 1181 South Main Street, Sauk Centre, Minnesota to consider vacation the following described township road:  410th Street.

The scheduled hearing is for the purpose of determining whether the above-described road should be vacated. Such persons who desire to be heard with reference to this proposed vacation will be given the opportunity to be heard at this public hearing.

Dated this14th day of 

February 2018. 

TOWN OF SAUK CENTRE

/s/ Missy Schirmers

Town Clerk 

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NOTICE OF PUBLIC 

HEARING

NOTICE IS HEREBY GIVEN that the Managers of the Sauk River Watershed District pursuant to Minnesota Statue 103D.605 will hold a hearing February 20, 2018 at 6:30 P.M. at the Sauk River Watershed District office located at 524 Fourth Street South in Sauk Centre, Minnesota.  The purpose of the hearing is to consider and take comments on the 2018 Minnesota Board of Water and Soil Resources Clean Water Fund “Middle Sauk River Protection” Project, project # 349. 

The project will provide incentives to finance Best Management Practices focusing on cover crop implementation, riparian restoration and stabilization practices and erosion (gully) stabilization which will reduce erosion and nutrient runoff.  The estimated cost of the project is $330,650, to be mostly provided by a grant from the Minnesota Board of Water and Soil Resources and other local and state funding. Grant funds for this project are provided under Laws of Minnesota 2015, 1st Special Session, Chapter 2, Article 2, Section 7; Minnesota Statutes Sections 103B.101 and 103B.3369 (Clean Water Fund) as part of the Clean Water, Land and Legacy Amendment. The project supports the SRWD comprehensive plan, indicating opportunities for intensive best management practice implementation. 

For further information contact the Watershed District Office at (320) 352-2231.

Dennis Ritter, President

B/H-6-2B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 30, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $73,000.00

MORTGAGOR(S): Gary R. Braegelmann, a single adult

MORTGAGEE: State Bank of Richmond

DATE AND PLACE OF RECORDING: 

Recorded: January 04, 2005 Stearns County Recorder

Document Number: 1139260

ASSIGNMENTS OF MORTGAGE:

And assigned to: Colonial Savings, F.A.

Dated: December 30, 2004

Recorded: January 04, 2005 Stearns County Recorder

Document Number: 1139261

And assigned to: Mortgage Electronic Registration Systems Inc.

Dated: May 11, 2005

Recorded: May 18, 2005 Stearns County Recorder

Document Number: 1153373

And assigned to: Colonial Savings F.A.

Dated: January 11, 2018

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100029029696700008

Lender or Broker: State Bank of Richmond

Residential Mortgage Servicer: Colonial Savings

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 17651 Janssen Dr, Cold Spring, MN 56320-9712

Tax Parcel ID Number: 36.24386.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Three (3) in Block Two (2), of Janssen’s Second Addition, according to the plat and survey thereof on file and of record in the office of the Register of Deeds, in and for Stearns County, Minnesota, except the South Twenty-five (25) feet, thereof together with the right of access to Great Northern Lake, over and across the following described portion of Lot Two (2) of Janssen’s Replat and Addition according to the plat and survey thereof on file and of record in the office of the Register of Deeds, in and for Stearns County, Minnesota, described as follows, to-wit:  beginning on the shore line of Great Northern Lake, at the point of intersection of said shore line with the lot line between Lots 2 and 3 of Janssen’s Replat and Addition; thence northeasterly along said lot line a distance of 10 feet more or less, to an iron monument, and continuing along said lot line a distance of 94.5 feet; to the right-of-way line of Janssen’s Lane, which point is also marked by an iron monument; thence North 48 degrees 37’ West a distance of 25 feet; thence southwesterly along a line parallel with and 25 feet distant from the line first above described, to the shore of Great Northern Lake; thence southeasterly along said shore line to the point of beginning, all in Section 20, Township 123 North, Range 30 West

A part of Lot Eight (8), Janssen’s Addition (a sub division of parts of Govt. Lots Four (4) and Five (5), Section Twenty (20), Township One Hundred Twenty-three (123) North, Range Thirty (30) West, Stearns County, Minnesota, according to the plat thereof on file within and for said County, described as follows:  Beginning at a point on the East line of said Lot Eight (8), said point being South 02 degrees 04’ East Two Hundred feet from the Northeast corner of said Lot; thence South 87 degrees 56’ west Thirty-four (34) feet; thence South 02 degrees 04’ East 24.20 feet; thence Southeasterly to a point on the East line of said Lot Eight (8) of Janssen’s Addition, which point is Seventy-five (75) feet South of the point of beginning; thence Northerly along the East line of said Lot Eight (8), Seventy-five (75) feet to the point of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $59,387.55

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 27, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2018, or the next business day if September 27, 2018 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.



THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: February 01, 2018

ASSIGNEE OF MORTGAGEE: Colonial Savings F.A.

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039134F01

H-6-6B





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