NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 30, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,027.00

MORTGAGOR(S): Donald E Keeville and Mary C Keeville, husband and wife as joint tenants

MORTGAGEE: St. Cloud Federal Credit Union

DATE AND PLACE OF RECORDING: 

Recorded: December 14, 2016 Stearns County Recorder

Document Number: A1484605

ASSIGNMENTS OF MORTGAGE:

And assigned to: Mortgage Electronic Registration Systems, Inc.

Dated: November 30, 2016

Recorded: December 14, 2016 Stearns County Recorder

Document Number: A1484606

And assigned to: PennyMac Loan Services, LLC

Dated: July 27, 2018

Recorded: August 06, 2018 Stearns County Recorder

Document Number: A1526333

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100109800003380905

Lender or Broker: St. Cloud Federal Credit Union

Residential Mortgage Servicer: PennyMac Loan Services, LLC

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 935 Brenda Lee Dr, Saint Cloud, MN 56303-0903

Tax Parcel ID Number: 82.44839.0213

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Buettner’s Ridgewood Estates, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,950.51

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 09, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2019, or the next business day if April 09, 2019 falls on a Saturday, Sunday or legal holiday.



Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 21, 2018

ASSIGNEE OF MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 040232F01

H-34-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 18, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00

MORTGAGOR(S): Thomas Olson, a single man

MORTGAGEE: Option One Mortgage Corporation, a California Corporation

DATE AND PLACE OF RECORDING: 

Recorded: August 24, 2005 Stearns County Recorder

Document Number: 1165894

ASSIGNMENTS OF MORTGAGE:

And assigned to: Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4

Dated: October 17, 2008

Recorded: October 22, 2008 Stearns County Recorder

Document Number: 1270867

And Corrective Assignment Recorded: July 05, 2018 Stearns County Recorder

Document Number: A1524042

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: Option One Mortgage Corporation, a California Corporation

Residential Mortgage Servicer: Ocwen Loan Servicing, LLC

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 300 6th Ave S, Sartell, MN 56377-1964

Tax Parcel ID Number: 92.57072.0068

LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Sartell Heights Plat Two, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,153.35

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 18, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 18, 2019, or the next business day if March 18, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: July 24, 2018

ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 040104F01

H-30-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 06, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,100.00

MORTGAGOR(S): Andrew K. Beniek, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Primelending, a Plainscapital Company, as its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 20, 2016 Stearns County Recorder

Document Number: A1468810

ASSIGNMENTS OF MORTGAGE:

And assigned to: Primelending, a Plainscapital Company

Dated: November 20, 2017

Recorded: November 21, 2017 Stearns County Recorder

Document Number: A1509477

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100053601315220912

Lender or Broker: Primelending, a Plainscapital Company

Residential Mortgage Servicer: Cenlar FSB

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 35 31st Ave S, Saint Cloud, MN 56301-3839

Tax Parcel ID Number: 82.50457.0000

LEGAL DESCRIPTION OF PROPERTY: Lot numbered Ten (10) in Block numbered Nine (9) of Roosevelt Place, an Addition to the City of St. Cloud, according to the plat and survey thereof on file and of record in the Office of the Register of Deeds in and for said County.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,548.41

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 16, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2019, or the next business day if April 16, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 27, 2018

ASSIGNEE OF MORTGAGEE: PrimeLending, A PlainsCapital Company

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 039658F02

H-35-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 31, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,297.00

MORTGAGOR(S): Corey J Meyer and April N Meyer, married to each other

MORTGAGEE: U.S. Bank National Association

DATE AND PLACE OF RECORDING: 

Recorded: April 08, 2016 Stearns County Recorder

Document Number: A1465301

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: U.S. Bank National Association

Residential Mortgage Servicer: U.S. Bank National Association

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 43 McKinley Pl N, Saint Cloud, MN 56303-4551

Tax Parcel ID Number: 82.44320.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Barritt’s Addition to St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $92,051.05

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: August 28, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 28, 2019, or the next business day if February 28, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: July 12, 2018

MORTGAGEE: U.S. Bank National Association

Wilford, Geske & Cook P.A.

Attorneys for Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 038746F02

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for August 28, 2018 at 10:00 AM has been postponed to October 02, 2018 at 10:00 AM in the Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303 in said County and State.

DATED: August 24, 2018

MORTGAGEE: U.S. Bank National Association

The redemption period shall be 5 weeks from the date of said sale.

Wilford, Geske & Cook P.A.

Attorneys for Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 038746F02

H-35-1B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: April 15, 2008

MORTGAGORS: Katherine E. Johnson

MORTGAGEE: Harvest Bank f/k/a State Bank of Kimball successor by merger to Atwater State Bank

DATE AND PLACE OF RECORDING: Recorded April 21, 2008, as document number 1255989 in the office of the Stearns County Recorder.

ASSIGNMENTS OF MORTGAGE: None.

TRANSACTION AGENT: None.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None.

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE

RESIDENTIAL MORTGAGE SERVICER: Harvest Bank f/k/a State Bank of Kimball successor by merger to Atwater State Bank

MORTGAGED PROPERTY ADDRESS: 801 Hazel Avenue E, Kimball, MN 55353

TAX PARCEL I.D.#: 60.34348.0000

LEGAL DESCRIPTION OF PROPERTY: 

Beginning at the Southwest corner of the Southeast Quarter of the Southeast Quarter of Section 2, in Township 121 North, of Range 29 West, in Stearns County, Minnesota, thence Northerly along the West line of the said Southeast Quarter of the Southeast Quarter, 33.00 feet to the point of beginning of the tract to be herein conveyed; thence Northerly along the West line of said Southeast Quarter of the Southeast Quarter, a distance of 150.00 feet; thence Easterly and parallel with the South line of said Southeast Quarter of the Southeast Quarter, a distance of 150.00 feet; thence Southerly and parallel with the West line of said Southeast Quarter of the Southeast Quarter, a distance of 150.00 feet; thence Westerly and parallel with the South line of said Southeast Quarter of the Southeast Quarter, a distance of 150.00 feet to the point of beginning.

ALSO: Beginning at the Southwest corner of the Southeast Quarter of the Southeast Quarter of Section 2, in Township 121 North, of Range 29 West, in Stearns County, Minnesota, thence Northerly along the West line of the said Southeast Quarter of the Southeast Quarter, 33.00 feet; thence Easterly along the limits of the highway, 150.00 feet to the point of beginning of the tract to be described; thence Northerly, parallel with the West line of said Southeast Quarter of the Southeast Quarter, 150.00 feet; thence Easterly and parallel with the South line of the Southeast Quarter of the Southeast Quarter, 75.00 feet; thence Southerly, parallel with the West line of the Southeast Quarter of the Southeast Quarter, a distance of 150.00 feet; thence Westerly and parallel with the Southeast Quarter of the Southeast Quarter, a distance of 75.00 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $60,183.30

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee, complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 9, 2018, at 10:00 am.

PLACE OF SALE: Stearns County Sheriff’s Office Civil Division, 807 Courthouse Square, St. Cloud  MN 56303;

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to five (5) weeks under Minnesota Statutes, Section 580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2019, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under Minnesota Statute Sections 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

     Dated: August 23, 2018

Harvest Bank f/k/a State Bank of Kimball successor by merger to Atwater State Bank Mortgagee/Assignee of Mortgagee

Young & Brown, LLP      

By: Matthew B. Brown, #393572

Attorney for Mortgagee/

Assignee of Mortgagee

63 Oak Avenue South, PO Box 859

Annandale MN 55302-0859

(320) 274-8221

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

Aug.23, 30, Sept. 6, 13, 20, 27

H-34-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 04, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,002.00

MORTGAGOR(S): Mary L Schroeder, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bankvista, its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: August 06, 2014 Stearns County Recorder

Document Number: A1426281

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. BANK NATIONAL ASSOCIATION

Dated: March 20, 2018

Recorded: March 26, 2018 Stearns County Recorder

Document Number: A1516995

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100429600000017044

Lender or Broker: Bankvista

Residential Mortgage Servicer: U.S. Bank National Association

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 206 1st St N, Sartell, MN 56377-1859

Tax Parcel ID Number: 92.56577.0214

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Carriage Townhomes of Sartell, Common Interest Community No. 30, according to the plat and survey thereof on file and of record in the Office of the County Recorder in and for Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,348.78

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 11, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2019, or the next business day if March 11, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: July 26, 2018

ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 040349F01

H-30-6B





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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 01, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,475.00

MORTGAGOR(S): Michelle Stroeing, a single woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc., its successors and/or assigns

DATE AND PLACE OF RECORDING: 

Recorded: December 10, 2015 Stearns County Recorder

Document Number: A1458195

ASSIGNMENTS OF MORTGAGE:

And assigned to: Quicken Loans Inc.

Dated: June 26, 2018

Recorded: July 03, 2018 Stearns County Recorder

Document Number: A1523887

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100039033479512935

Lender or Broker: Quicken Loans Inc.

Residential Mortgage Servicer: Quicken Loans Inc.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1145 25th Ave N, Saint Cloud, MN 56303-2428

Tax Parcel ID Number: 82.51259.0000

LEGAL DESCRIPTION OF PROPERTY: The South Thirty-eight feet (38’) of Lot Three (3) and the North Twenty-one feet (21’) of Lot Four (4), Block One (1), of Sunnyside Addition to the City of St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,792.27

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 11, 2018 at 10:00 AM

PLACE OF SALE: Stearns County Law Enforcement Center, Room 136 Civil Division, 807 Courthouse Square, St. Cloud, MN 56303

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months  from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2019, or the next business day if March 11, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation:  NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: July 25, 2018

ASSIGNEE OF MORTGAGEE: Quicken Loans Inc.

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 040209F01

H-30-6B





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