Sunday, June 16, 2024

Herald Legals 8/17/2023

Posted

NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 27, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00

MORTGAGOR(S): Patricia A Lemke, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Advisor`s Mortgage, LLC, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 7, 2007 Stearns County Recorder

Document Number: 1226621

ASSIGNMENTS OF MORTGAGE:

And assigned to: CitiMortgage, Inc.

Dated: September 29, 2012

Recorded: October 1, 2012 Stearns County Recorder

Document Number: A1380096

And assigned to: Federal National Mortgage Association

Dated: June 15, 2016

Recorded: June 15, 2016 Stearns County Recorder

Document Number: A1470580

And assigned to: U.S. Bank Trust National Association, as Trustee for Towd Point Master Funding Trust 2019-PM9

Dated: November 25, 2019

Recorded: November 26, 2019 Stearns County Recorder

Document Number: A1557922

And assigned to: Firstkey Mortgage, LLC

Dated: January 8, 2021

Recorded: January 27, 2021 Stearns County Recorder

Document Number: A1592635

And assigned to: Towd Point Mortgage Trust 2019-4, U.S. Bank National Association, as Indenture Trustee

Dated: February 11, 2021

Recorded: January 12, 2023 Stearns County Recorder

Document Number: A1647387

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100199600000148649

Lender/Broker/Mortgage Originator: Advisor`s Mortgage, LLC

Residential Mortgage Servicer: Select Portfolio Servicing, Inc.

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 152 35th Ave N, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.46261.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 7, Cottage Place, an Addition to St. Cloud, Stearns County, MN

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,213.69

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 31, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 30, 2023, or the next business day if November 30, 2023 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: April 8, 2023

MORTGAGEE: Towd Point Mortgage Trust 2019-4, U.S. Bank National Association, as Indenture Trustee

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 051996-F1

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for May 31, 2023 at 10:00 AM has been postponed to July 6, 2023 at 10:00 AM in the Stearns County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota in said County and State.

DATED: May 19, 2023

MORTGAGEE: Towd Point Mortgage Trust 2019-4, U.S. Bank National Association, as Indenture Trustee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for July 6, 2023 at 10:00 AM has been postponed to August 8, 2023 at 10:00 AM in the Stearns County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota in said County and State.

DATED: June 8, 2023

MORTGAGEE: Towd Point Mortgage Trust 2019-4, U.S. Bank National Association, as Indenture Trustee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for August 8, 2023 at 10:00 AM has been postponed to September 7, 2023 at 10:00 AM in the Stearns County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota in said County and State.

DATED: July 14, 2023

MORTGAGEE: Towd Point Mortgage Trust 2019-4, U.S. Bank National Association, as Indenture Trustee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for September 7, 2023 at 10:00 AM has been postponed to October 5, 2023 at 10:00 AM in the Stearns County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota in said County and State.

DATED: August 10, 2023

MORTGAGEE: Towd Point Mortgage Trust 2019-4, U.S. Bank National Association, as Indenture Trustee

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 051996-F1

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 3, 2020

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,216.00

MORTGAGOR(S): Skyler Wilson, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homeowners Financial Group USA, LLC, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 23, 2020 Stearns County Recorder

Document Number: A1567293

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. Bank National Association

Dated: June 22, 2021

Recorded: June 23, 2021 Stearns County Recorder

Document Number: A1606655

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003775-1300165394-3

Lender/Broker/Mortgage Originator: Homeowners Financial Group USA, LLC

Residential Mortgage Servicer: U.S. Bank National Association

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 908 9th Ave N, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.48028.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 4 Block 82 Lowry`s Addition to the City of St Cloud

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,338.24

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 26, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2024, or the next business day if March 26, 2024 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 1, 2023

MORTGAGEE: U.S. Bank National Association

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052718-F2

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 8, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00

MORTGAGOR(S): Ben W Hampton, a married adult

MORTGAGEE: St. Cloud Federal Credit Union

DATE AND PLACE OF RECORDING: 

Recorded: August 12, 2014 Stearns County Recorder

Document Number: A1426756

ASSIGNMENTS OF MORTGAGE:

And assigned to: Guild Mortgage Company

Dated: August 8, 2014

Recorded: August 12, 2014 Stearns County Recorder

Document Number: A1426757

And corrected by: Corrective Assignment of Mortgage

Recorded: August 28, 2014

Document Number: A1427782

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender/Broker/Mortgage Originator: St. Cloud Federal Credit Union

Residential Mortgage Servicer: Guild Mortgage Company

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 3119 10th St N, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.49775.0000

LEGAL DESCRIPTION OF PROPERTY: Lots Numbered Sixteen (16) and Seventeen (17) in Block Numbered Six (6) in Pan Park Place Second Addition to the City of St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $117,441.02

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 26, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2024, or the next business day if March 26, 2024 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 2, 2023

MORTGAGEE: Guild Mortgage Company LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 053216-F1

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CERTIFICATE OF ASSUMED NAME

Minnesota Statutes 

Chapter 333

    ASSUMED NAME: 49 Adventures.

    PRINCIPAL PLACE OF BUSINESS IS: 801 11th Street SW, Little Falls, MN 56345 USA.

    NAMEHOLDER(S): Practical Parenting, LLC, 508 Main Street South, #4, Sauk Centre, MN 56378 United States.

    By typing my name, I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

/s/ Kent R Gustafson

08/14/2023

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PROBATE NOTICE 

STATE OF MINNESOTA

COUNTY OF STEARNS

SEVENTH JUDICIAL 

DISTRICT

PROBATE DIVISION

Court File No: 73-PR-23-5976


NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS


Estate of:

Edward C. Waletzko,

Decedent.

    It is Ordered and Notice is given that on September 8, 2023, at 8:45 a.m., a hearing will be held in this Court at 725 Courthouse Square, St. Cloud, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, December 16, 2011, (“Will”), and for the appointment of Mary Ann Waletzko, whose address is 100 Wellington Circle, Apt. 205, Waite Park, MN 56387 as Personal Representative of the Estate of the Decedent in an unsupervised administration.  Any objections to the petition must be filed with the Court prior to or raised at the hearing.  If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

    Notice is also given that (subject to Minnesota Statutes section 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: August 2, 2023        BY THE COURT 

/s/ Vicki E. Landwehr

Judge of District Court

Dated: August 2, 2023 

/s/George Lock 

Court Administrator

Attorney for Petitioner

LeAnne D. Miller

Reichert Wenner, P.A.

616 Roosevelt Road, 

Suite 100

St. Cloud, MN 56301

Attorney License No: 0302041

Telephone: (320) 252-7600

FAX: (320) 252-2678

Email: lmiller@reichertwennerlaw.com

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PROBATE NOTICE 

STATE OF MINNESOTA

COUNTY OF STEARNS

DISTRICT COURT

SEVENTH JUDICIAL 

DISTRICT

Court File No: 73-PR-23-6133


NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS


In Re: Estate of

Janet I. Dokken,

Decedent.

    It is Ordered and Notice is given that on September 22, 2023, at 8:45 a.m., a hearing will be held in this Court at Stearns County Courthouse, 725 Courthouse Square, St. Cloud, Minnesota 56303, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 30, 2023, for the appointment of Melainie Pederson, whose address is 1687 39th Street S, St. Cloud, MN 56301 as Personal Representative of the decedent’s estate in an unsupervised administration.  

    Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing.  If the petition is proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the decedent’s estate, including the power to collect all assets;  pay all legal debts, claims, taxes and expenses; sell real and personal property; and to do all necessary acts for the decedemnt’s estate.

    Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

        BY THE COURT

Dated: 8/10/2023 

/s/ Matthew E. Engelking

Judge of District Court

Dated: 8/10/2023 

/s/George Lock 

Court Administrator

Kristal Dahlager (MN#0393602)

Anderson Larson Saunders Klaassen Dahlager & Leitch, PLLP

331 SW Third Street

Willmar, Minnesota 56201

Telephone: (320) 235-4313

Facsimile: (320) 235-8180

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PROBATE NOTICE 

STATE OF MINNESOTA

COUNTY OF STEARNS

DISTRICT COURT

SEVENTH JUDICIAL 

DISTRICT

Court File No: 73-PR-23-6032


NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS


In Re:  Edmund Joseph Duevel, 

aka, Edmund J. Duevel,                         

aka, Edmund Duevel,

Decedent.

    It is Ordered and Notice is given that on September 15, 2023, at 8:45 a.m., a hearing will be held in this Court at St. Cloud, Minnesota, on a petition for the formal probate of an instrument purporting to be the Decedent’s Will dated November 27, 1991, and for the appointment of Robert Duevel, whose address is 2844 Holly Avenue North, Oakdale, MN  55128, as personal representative of the Decedent’s estate in an unsupervised administration.

    Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing.  If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the Decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the Decedent’s estate. 

    Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Decedent’s estate are required to present the claims to the personal representative or to the Court within four months after the date of this notice or the claims will be barred. 

BY THE COURT

Dated: 8/5/2023

Mary B. Mahler

Judge of District Court

Dated: 8/5/2023 

George Lock

Court Administrator

Dymoke Law Office, P.A.

Scott E. Dymoke

MN# 219174

300 Riverside Avenue NW

P.O. Box 127

Melrose, MN 56352

Telephone: (320) 256-4205

Facsimile: (320) 256-7201

e-mail: sedymoke@meltel.net

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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 25, 2018

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,900.00

MORTGAGOR(S): Sonny Massaquoi, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 2, 2018, Stearns County Recorder

Document Number: A1519484

ASSIGNMENTS OF MORTGAGE:

And assigned to: PennyMac Loan Services, LLC

Dated: October 20, 2022

Recorded: October 20, 2022, Stearns County Recorder

Document Number: A1642976

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003502-9101025414-1

Lender/Broker/Mortgage Originator: Mortgage Research Center, LLC dba Veterans United Home Loans

Residential Mortgage Servicer: PennyMac Loan Services, LLC

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 920 Savanna Ave, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.52629.0631

LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 8, Westwood Parkway, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,717.39

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 03, 2023, at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 3, 2024, or the next business day if April 3, 2024, falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 10, 2023

MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052143-F1

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PROBATE NOTICE 

STATE OF MINNESOTA

COUNTY OF STEARNS

SEVENTH JUDICIAL 

DISTRICT

PROBATE DIVISION

Court File No: 73-PR-23-5155


NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS


Estate of:

Arlene Marie Towler,

Decedent.

    It is Ordered and Notice is given that on September 8, 2023, at 8:45 a.m., a hearing will be held in this Court at This is an administrative hearing and your appearance is not required, for the formal probate of an instrument purporting to be the Will of the Decedent dated, March 25, 2016, (“Will”), and for the appointment of James George Towler, whose address is 520 1st Street NE, Apt. #256, Sartell, MN, 56377 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration.  Any objections to the petition must be filed with the Court prior to or raised at the hearing.  If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

    Notice is also given that (subject to Minnesota Statutes section 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: August 2, 2023        BY THE COURT 

/s/ Vicki E. Landwehr

Judge of District Court

Dated: August 2, 2023 

/s/George Lock 

Court Administrator

Attorney for Petitioner

Susan M. Dege

Jovanovich, Dege & Athmann, PA

1010 West St. Germain Street, Ste 420

St. Cloud, MN, 56301

Attorney License No: 0290385

Telephone: (320) 230-0203

Email: Susan.Dege@jdalaw.net

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NOTICE OF MORTGAGE FORECLOSURE SALE

Minn. Stat. 580.025, 580.04

Date: July 26, 2023

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

1.    Date of Mortgage: September 21, 2011

2.    Mortgagors: Robert J. Lokensgard and Kathleen H. Lokensgard

3.    Mortgagee: MetLife Home Loans, a Division of MetLife Bank, N.A.

4.    Recording Information: Recorded on 09/30/2011, as Document Number A1351708, in the Office of the County Recorder (or Registrar of Titles) of Stearns County, Minnesota.

5.    Assignments of Mortgage: Assigned to Nationstar Mortgage, D/B/A Champion Mortgage Company by written assignment recorded on 09/17/2012, as Document Number A1378967, and by written corrective assignment recorded on 01/08/2013, as Document Number A1388438, in the recording office stated in paragraph 4. Further assigned to Secretary of Housing and Urban Development by written assignment recorded on 05/29/2019, as Document Number A1544348, in the recording office stated in paragraph 4. Further assigned to US Bank Trust National Association, not in its individual capacity but solely as owner trustee for VRMTG Asset Trust by written assignment recorded on 02/07/2023, as Document Number A1648460, in the recording office stated in paragraph 4.

6.    Tax parcel identification number of the mortgaged premises: 82.48506.0000

7.    Legal description of the mortgaged premises:

All that Certain lot numbered twenty one (21) in block numbered seven (7), in McClure and Whitneys addition to St. Cloud, Minnesota.

Being the Same property conveyed to Robert J. Lokensgard and Kathleen H. Lokensgard by deed from Leland C. Menz and Phyllis H. Menz recorded 04/20/1960 in deed book 307 page 238

Tax ID# 82.48506.0000

8. The physical street address, city, and zip code of the mortgaged premises:  1028 16th Ave S, St. Cloud, MN 56301

9.    The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02 are: Fay Servicing, LLC and U.S. Bank Trust National Association, Not in its Individual Capacity but Solely as Owner Trustee for VRMTG Asset Trust, respectively.

10.    The name of the mortgage originator, as defined in Minn. Stat. 58.02, subd. 19 is: MetLife Home Loans, a Division of MetLife Bank, N.A.

11.    The requisites of Minn. Stat. 580.02 have been satisfied.

12.    The original principal amount secured by the Mortgage was $165,000.00

13.    At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the mortgage, is: $150,878.81

14.    Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Stearns County, Minnesota, at public auction on Wednesday, October 4, 2023, at 10:00 a.m. at the Stearns County Sheriff’s Office, 807 Courthouse Square, St Cloud, MN 56303.

15.    The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representative or assigns is 6 months after the date of the sale.

16.    Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on 04/04/2024.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or Mortgage Assignee:  U.S. Bank Trust National Association, Not in its Individual Capacity but Solely as Owner Trustee for VRMTG Asset Trust

Name and address of Attorney for Mortgagee or Mortgage Assignee: Daniel O. Barham, Barham & Maucere LLC, 7209 Haley Industrial Dr. Ste. 210, Nolensville, TN 37135

H-31-6B













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