Wednesday, July 17, 2024

Herald Legals 9/14/2023

Posted

NOTICE OF MORTGAGE FORECLOSURE SALE 

Date: August 18, 2023

YOU ARE NOTIFIED THAT:

    1. Default has occurred in the conditions of the Mortgage dated July 6, 2020, executed by Mark F. Heinen and Caitlyn Heinen, husband and wife, as Mortgagors, to Liberty Bank Minnesota, as Mortgagee, and filed for record July 13, 2020, as Document No. A1574138, in the Office of the County Recorder of Stearns County, Minnesota.  The land described in the Mortgage is not registered land.

    2. The Mortgage has not been assigned.

    3. The original principal amount secured by the Mortgage was $97,500.00.

    4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

    5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

    6. At the date of this Notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $82,998.66.

    7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land located in Stearns County, Minnesota, described as follows:

Lot Nine (9) and the South One-Half (South 1/2) of Lot Ten (10), Block Four (4) in the Townsite of Sartell, Stearns County, Minnesota

will be sold by the County Sheriff of Stearns County, Minnesota, at public auction on October 12, 2023, at 10:00 a.m., at the Stearns County Sheriff’s Department, located at 807 Courthouse Square, St. Cloud, Minnesota.

    8. To the best of Mortgagee’s information, the property being foreclosed has a property address of 400 1st Avenue N, Sartell, Minnesota 56377, and has tax parcel identification number 92.57141.0000.

    9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is six (6) months after the date of sale.

    10.    The property must be vacated by 11:59 p.m. on April 12, 2024, provided the Mortgagors have not reinstated the Mortgage under Minnesota Statutes, Section 580.30 or redeemed the property under Minnesota Statutes, Section 580.23.  If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.   

    11.    THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

    THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  

LIBERTY BANK MINNESOTA

/s/ Benjamin B. Bohnsack (#0319399)

Rinke Noonan

Suite 300 US Bank Plaza

1015 W. St. Germain St.

P.O. Box 1497

St. Cloud, MN 56302

(320) 251-6700

(320) 656-3500 fax

Our File No. 22118-0217

Bbohnsack@RinkeNoonan.com

Attorneys for Mortgagee

H-34-6B












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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 3, 2020

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,216.00

MORTGAGOR(S): Skyler Wilson, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homeowners Financial Group USA, LLC, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 23, 2020 Stearns County Recorder

Document Number: A1567293

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. Bank National Association

Dated: June 22, 2021

Recorded: June 23, 2021 Stearns County Recorder

Document Number: A1606655

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003775-1300165394-3

Lender/Broker/Mortgage Originator: Homeowners Financial Group USA, LLC

Residential Mortgage Servicer: U.S. Bank National Association

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 908 9th Ave N, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.48028.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 4 Block 82 Lowry`s Addition to the City of St Cloud

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,338.24

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 26, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2024, or the next business day if March 26, 2024 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 1, 2023

MORTGAGEE: U.S. Bank National Association

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052718-F2

H-32-6B











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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 8, 2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00

MORTGAGOR(S): Ben W Hampton, a married adult

MORTGAGEE: St. Cloud Federal Credit Union

DATE AND PLACE OF RECORDING: 

Recorded: August 12, 2014 Stearns County Recorder

Document Number: A1426756

ASSIGNMENTS OF MORTGAGE:

And assigned to: Guild Mortgage Company

Dated: August 8, 2014

Recorded: August 12, 2014 Stearns County Recorder

Document Number: A1426757

And corrected by: Corrective Assignment of Mortgage

Recorded: August 28, 2014

Document Number: A1427782

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender/Broker/Mortgage Originator: St. Cloud Federal Credit Union

Residential Mortgage Servicer: Guild Mortgage Company

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 3119 10th St N, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.49775.0000

LEGAL DESCRIPTION OF PROPERTY: Lots Numbered Sixteen (16) and Seventeen (17) in Block Numbered Six (6) in Pan Park Place Second Addition to the City of St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $117,441.02

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 26, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 26, 2024, or the next business day if March 26, 2024 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 2, 2023

MORTGAGEE: Guild Mortgage Company LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 053216-F1

H-32-6B











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US DEPARTMENT OF AGRICULTURE 

Rural Development 

City of West Union: Notice of 

Finding of No Significant Impact 

AGENCY: Rural Development, USDA 

ACTION: Notice of Finding of No Significant Impact 

SUMMARY: The USDA, Rural Development has made a Finding of No Significant Impact (FONSI) with respect to a request for possible financing assistance to the City of West Union for the construction of a centralized wastewater collection and treatment system in Todd County, Minnesota.  

FURTHER INFORMATION: To obtain copies of the Environmental Assessment (EA) and FONSI, or for further information, contact: Jeff Scholten, Area Specialist 320-763-3191 x112 or jeff.scholten@usda.gov. The EA and FONSI are also available for public review at the Rural Development office located at 900 Robert Street NE, Suite 103 in Alexandria, MN.  

SUPPLEMENTARY INFORMATION: The proposed project consists of the construction of a new sanitary sewer collection system and a new two cell stabilization pond treatment system.  The wastewater treatment ponds will be located on a 14 acre parcel approximately 3 miles southeast of West Union.  The following alternatives were considered:  1.) Do nothing, 2.) Regionalize with Sauk Centre, 3.) new collection and ponds treatment.  

    Rural Development has reviewed and approved the EA for the proposed project. The availability of the EA for public review was announced via notice in the Sauk Centre Herald on June 22 and 29, 2023.  The EA was also available for public review at the USDA Rural Development office in Alexandria, MN.  No comments were received. 

    Based on the EA and commitments made by the City of West Union, Rural Development has concluded that the project would have no significant impact(s) to land use, floodplains, wetlands, historic/cultural resources, biological resources, water quality, coastal, and miscellaneous resources and would cause no socio-economic & environmental justice issues.  The Agency has also concluded that the proposed project is not likely to affect federally listed threatened and endangered species or designated critical habitat thereof. The proposed project would not disproportionately affect minority and/or low-income populations. 

    No other potential significant impacts resulting from the proposed project have been identified. Therefore, Rural Development has determined that this FONSI fulfills its obligations under the National Environmental Policy Act, as amended (42 U.S.C. 4321 et seq.), the Council on Environmental Quality Regulations (40 CFR §§ 1500-1508), and USDA Rural Development’s Environmental Policies and Procedures (7 CFR Part 1970) for its actions related to the project. 

    Rural Development is satisfied that the environmental impacts of the proposed project have been adequately addressed. Rural Developments federal action would not result in significant impacts to the quality of the human environment, and as such it will not prepare an Environmental Impact Statement for its action related to the proposed project. 

Dated: August 24, 2023

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NOTICE OF MORTGAGE FORECLOSURE SALE 

Date: August 18, 2023

YOU ARE NOTIFIED THAT:

    1. Default has occurred in the conditions of the Mortgage dated January 18, 2005, executed by Dayna L. Hamacher and Jesse L. Hamacher, wife and husband, and Randy L. Hamacher and Lynn M. Hamacher, husband and wife, as Mortgagors, to Liberty Bank Minnesota, successor in interest to Liberty Savings Bank, fsb, as Mortgagee, and filed for record February 9, 2005, as Document No. 1143028, in the Office of the County Recorder of Stearns County, Minnesota.  The land described in the Mortgage is not registered land.

    2. The Mortgage has not been assigned.

    3. The original principal amount secured by the Mortgage was $294,400.00.

    4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

    5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

    6. At the date of this Notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $209,627.30.

    7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land located in Stearns County, Minnesota, described as follows:

See attached Exhibit ‘A’ 

That part of the Northwest Quarter of the Northeast Quarter, Section 14, Township 122, Range 28, Stearns County, Minnesota, described as follows: Commencing at the northwest corner of said Northwest Quarter of the Northeast Quarter; thence North 89 degrees 33 minutes 05 seconds East, assumed bearing, on the north line of said Northwest Quarter of the Northeast Quarter 698.11 feet; thence South 01 degrees 42 minutes 10 seconds West 505.00 feet to the point of beginning of land to be described; thence North 89 degrees 33 minutes 05 seconds East parallel with said north line 650.66 feet to the east line of said Northwest Quarter of the Northeast Quarter; thence South 00 degrees 58 minutes 24 seconds West on said east line 809.75 feet; thence South 89 degrees 52 minutes 21 seconds West parallel with South line of said Northwest Quarter of the Northeast Quarter 500.00 feet; thence North 10 degrees 19 minutes 58 seconds West 768.12 feet to point of beginning.

will be sold by the County Sheriff of Stearns County, Minnesota, at public auction on October 12, 2023, at 10:00 a.m., at the Stearns County Sheriff’s Department, located at 807 Courthouse Square, St. Cloud, Minnesota.

    8. To the best of Mortgagee’s information, the property being foreclosed has a property address of 17920 27th Avenue, Clearwater, Minnesota 55320, and has tax parcel identification number 09.05664.0010.

    9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is six (6) months after the date of sale.

    10.    The property must be vacated by 11:59 p.m. on April 12, 2024, provided the Mortgagors have not reinstated the Mortgage under Minnesota Statutes, Section 580.30 or redeemed the property under Minnesota Statutes, Section 580.23.  If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.   

    11.    THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

    THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  

LIBERTY BANK MINNESOTA, SUCCESSOR IN INTEREST TO LIBERTY SAVINGS BANK, FSB

/s/ Benjamin B. Bohnsack (#0319399)

Rinke Noonan

Suite 300 US Bank Plaza

1015 W. St. Germain St.

P.O. Box 1497

St. Cloud, MN 56302

(320) 251-6700

(320) 656-3500 fax

Our File No. 22118-0216

Bbohnsack@RinkeNoonan.com

Attorneys for Mortgagee

H-34-6B











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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 25, 2018

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,900.00

MORTGAGOR(S): Sonny Massaquoi, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 2, 2018, Stearns County Recorder

Document Number: A1519484

ASSIGNMENTS OF MORTGAGE:

And assigned to: PennyMac Loan Services, LLC

Dated: October 20, 2022

Recorded: October 20, 2022, Stearns County Recorder

Document Number: A1642976

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003502-9101025414-1

Lender/Broker/Mortgage Originator: Mortgage Research Center, LLC dba Veterans United Home Loans

Residential Mortgage Servicer: PennyMac Loan Services, LLC

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 920 Savanna Ave, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.52629.0631

LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 8, Westwood Parkway, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,717.39

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 03, 2023, at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 3, 2024, or the next business day if April 3, 2024, falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 10, 2023

MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052143-F1

H-33-6B












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