Sunday, February 25, 2024

Herald Legals 9/21/2023

Posted

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 25, 2018

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,900.00

MORTGAGOR(S): Sonny Massaquoi, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 2, 2018, Stearns County Recorder

Document Number: A1519484

ASSIGNMENTS OF MORTGAGE:

And assigned to: PennyMac Loan Services, LLC

Dated: October 20, 2022

Recorded: October 20, 2022, Stearns County Recorder

Document Number: A1642976

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1003502-9101025414-1

Lender/Broker/Mortgage Originator: Mortgage Research Center, LLC dba Veterans United Home Loans

Residential Mortgage Servicer: PennyMac Loan Services, LLC

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 920 Savanna Ave, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.52629.0631

LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 8, Westwood Parkway, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,717.39

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 03, 2023, at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 3, 2024, or the next business day if April 3, 2024, falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 10, 2023

MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052143-F1

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NOTICE OF MORTGAGE FORECLOSURE SALE 

Date: August 18, 2023

YOU ARE NOTIFIED THAT:

    1. Default has occurred in the conditions of the Mortgage dated July 6, 2020, executed by Mark F. Heinen and Caitlyn Heinen, husband and wife, as Mortgagors, to Liberty Bank Minnesota, as Mortgagee, and filed for record July 13, 2020, as Document No. A1574138, in the Office of the County Recorder of Stearns County, Minnesota.  The land described in the Mortgage is not registered land.

    2. The Mortgage has not been assigned.

    3. The original principal amount secured by the Mortgage was $97,500.00.

    4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

    5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

    6. At the date of this Notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $82,998.66.

    7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land located in Stearns County, Minnesota, described as follows:

Lot Nine (9) and the South One-Half (South 1/2) of Lot Ten (10), Block Four (4) in the Townsite of Sartell, Stearns County, Minnesota

will be sold by the County Sheriff of Stearns County, Minnesota, at public auction on October 12, 2023, at 10:00 a.m., at the Stearns County Sheriff’s Department, located at 807 Courthouse Square, St. Cloud, Minnesota.

    8. To the best of Mortgagee’s information, the property being foreclosed has a property address of 400 1st Avenue N, Sartell, Minnesota 56377, and has tax parcel identification number 92.57141.0000.

    9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is six (6) months after the date of sale.

    10.    The property must be vacated by 11:59 p.m. on April 12, 2024, provided the Mortgagors have not reinstated the Mortgage under Minnesota Statutes, Section 580.30 or redeemed the property under Minnesota Statutes, Section 580.23.  If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.   

    11.    THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

    THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  

LIBERTY BANK MINNESOTA

/s/ Benjamin B. Bohnsack (#0319399)

Rinke Noonan

Suite 300 US Bank Plaza

1015 W. St. Germain St.

P.O. Box 1497

St. Cloud, MN 56302

(320) 251-6700

(320) 656-3500 fax

Our File No. 22118-0217

Bbohnsack@RinkeNoonan.com

Attorneys for Mortgagee

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NOTICE OF MORTGAGE FORECLOSURE SALE 

Date: August 18, 2023

YOU ARE NOTIFIED THAT:

    1. Default has occurred in the conditions of the Mortgage dated January 18, 2005, executed by Dayna L. Hamacher and Jesse L. Hamacher, wife and husband, and Randy L. Hamacher and Lynn M. Hamacher, husband and wife, as Mortgagors, to Liberty Bank Minnesota, successor in interest to Liberty Savings Bank, fsb, as Mortgagee, and filed for record February 9, 2005, as Document No. 1143028, in the Office of the County Recorder of Stearns County, Minnesota.  The land described in the Mortgage is not registered land.

    2. The Mortgage has not been assigned.

    3. The original principal amount secured by the Mortgage was $294,400.00.

    4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

    5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

    6. At the date of this Notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $209,627.30.

    7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land located in Stearns County, Minnesota, described as follows:

See attached Exhibit ‘A’ 

That part of the Northwest Quarter of the Northeast Quarter, Section 14, Township 122, Range 28, Stearns County, Minnesota, described as follows: Commencing at the northwest corner of said Northwest Quarter of the Northeast Quarter; thence North 89 degrees 33 minutes 05 seconds East, assumed bearing, on the north line of said Northwest Quarter of the Northeast Quarter 698.11 feet; thence South 01 degrees 42 minutes 10 seconds West 505.00 feet to the point of beginning of land to be described; thence North 89 degrees 33 minutes 05 seconds East parallel with said north line 650.66 feet to the east line of said Northwest Quarter of the Northeast Quarter; thence South 00 degrees 58 minutes 24 seconds West on said east line 809.75 feet; thence South 89 degrees 52 minutes 21 seconds West parallel with South line of said Northwest Quarter of the Northeast Quarter 500.00 feet; thence North 10 degrees 19 minutes 58 seconds West 768.12 feet to point of beginning.

will be sold by the County Sheriff of Stearns County, Minnesota, at public auction on October 12, 2023, at 10:00 a.m., at the Stearns County Sheriff’s Department, located at 807 Courthouse Square, St. Cloud, Minnesota.

    8. To the best of Mortgagee’s information, the property being foreclosed has a property address of 17920 27th Avenue, Clearwater, Minnesota 55320, and has tax parcel identification number 09.05664.0010.

    9. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is six (6) months after the date of sale.

    10.    The property must be vacated by 11:59 p.m. on April 12, 2024, provided the Mortgagors have not reinstated the Mortgage under Minnesota Statutes, Section 580.30 or redeemed the property under Minnesota Statutes, Section 580.23.  If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.   

    11.    THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

    THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  

LIBERTY BANK MINNESOTA, SUCCESSOR IN INTEREST TO LIBERTY SAVINGS BANK, FSB

/s/ Benjamin B. Bohnsack (#0319399)

Rinke Noonan

Suite 300 US Bank Plaza

1015 W. St. Germain St.

P.O. Box 1497

St. Cloud, MN 56302

(320) 251-6700

(320) 656-3500 fax

Our File No. 22118-0216

Bbohnsack@RinkeNoonan.com

Attorneys for Mortgagee

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City of Sauk Centre

Notice of Public Hearing

Interim Use Permit 

    Notice is hereby given that the Sauk Centre Planning Commission acting as the Board of Adjustment will conduct a public hearing on Tuesday, October, 10, 2023 at 4:30 p.m. or shortly thereafter as practical, in the Council Chambers of City Hall, to consider an Interim Use Permit, on behalf of Michael E. Felling doing business as MEF Properties N553 LLC.

Property Location: 553 Lake Street, 

                 Sauk Centre, Minnesota 56378

Parcel Identification Number: 94.58585.0000

Legal Description: Lot 11 less East 25 feet thereof, Block 2, Lake View Addition to Original Townsite (now City) of Sauk Centre; together with that part of vacated Lake Street lying North of and adjacent to Northerly line of said Lot 11. 

    Also: That part of Lot 1 of Auditor’s Subdivision of W1/2 of Section 10 and NE1/4 of NE1/4 of Section 9, Township 126, Range 34, City of Sauk Centre described as follows: Commencing at the southeast corner of Lot 11, Block 2 of Lake View Addition to Townsite (now City) of Sauk Centre; thence Westerly along the south line of said Lot 11, being also the North line of said Lot 1 a distance of 35.00 feet to the point of beginning of the land to be described; thence deflect to the left 89 degrees 40 minutes 00 seconds (as measured from West to South) a distance of 35 feet, more or less, to the lakeshore of Sauk Lake; thence Northwesterly, along said lakeshore to its intersection with the North line of Lot 1 of said Auditor’s Subdivision; thence Easterly along the North line of said Lot 1 a distance of 78 feet, more or less, to the point of beginning, according to the plat thereof on file and of record in the office of the County Recorder for Stearns County, Minnesota.

    An Interim Use Permit is sought to allow the operation of a Vacation Short Term Rental on a Residential Single Family zoned lot at 553 Lake Street.

    Any persons having an interest in this matter will have the opportunity to be heard.  Written comments will be accepted until the time of hearing.  Materials related to this request can be reviewed within the Planning & Zoning Office of City Hall.

/s/ Sarah Morton, City Planner/Zoning Administrator   

Published in the Sauk Centre Herald on Thursday, September 21, 2023.

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CITY OF SAUK CENTRE

NOTICE OF PUBLIC HEARING 

ON PROPOSED ASSESSMENTS

FOR UNPAID CITY AND UTILITY SERVICE CHARGES 

    Notice is hereby given that the City Council of the City of Sauk Centre, Minnesota, will meet at the Sauk Centre City Hall in the City of Sauk Centre, Minnesota, on the 4th day of October, 2023, at 6:30 p.m. or shortly thereafter as practical, to consider objections to the proposed assessments for Unpaid City and Utility Service Charges heretofore ordered by the City Council.

    The proposed assessment roll is on file with the City Administrator and open to public inspection.

    The area proposed to be assessed consists of every lot, piece or parcel of land benefited by said improvement, which has been ordered made and is as follows:

Unpaid City and Utility Service Charges

    The total amount proposed to be assessed is $2,813.56

    Written or oral objections will be considered at the hearing.  An owner of property to be assessed may appeal the assessment to the District Court of Stearns County pursuant to Minnesota Statutes, Section 429.081 by serving notice of the appeal upon the Mayor or City Administrator/Clerk of the City within 30 days after the adoption of the assessment and filing such notice with the District Court within 10 days after service upon the Mayor or City Administrator/Clerk.

    No appeal may be taken as to the amount of any assessment adopted by the City Council unless a signed, written objection is filed with the City Administrator prior to the assessment hearing or presented to the presiding officer at the hearing.  All objections to the assessments not received at the assessment hearing in the manner prescribed by Minnesota Statutes, Section 429.061 are waived, unless the failure to object to the assessment hearing is due to a reasonable cause.

    Under the provisions of Minnesota Statutes, Sections 435.193 to 435.195, the City may, at its discretion, defer the payment of assessments for any homestead property owned by a person 65 years of age or older for whom it would be a hardship to make the payments.

/s/Vicki Willer

City Administrator

PUBLISH:  September 21 & 28, 2023 - Sauk Centre Herald 

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CITY OF SAUK CENTRE

NOTICE OF PUBLIC HEARING

2023 IMPROVEMENTS FOR AUTHORS ADDITION  

    Notice is hereby given that the City Council of the City of Sauk Centre, Minnesota, will meet in the Council Chambers at Sauk Centre City Hall, Sauk Centre, Minnesota, at 6:30 P.M. or soon thereafter on October 4, 2023, to consider the final assessments for the following improvements:

Street, Curb, Gutter, Storm Sewer, Sidewalk, 

Sanitary Sewer & Water

    The total cost of said improvement is $1,534,774.58 The area to be assessed for such improvements are abutting properties in the amount of $510,304.08.

    The Council proposes to proceed under the authority granted by Chapter 429 M.S.A.

    Such persons as desire to be heard with reference to the assessment will be heard at this meeting.  

By Order of the City Council

S/Vicki Willer, City Administrator

PUBLISH:       September 21 and September 28, 2023

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City of Sauk Centre

Notice of Public Hearing

Variance Request 

    Notice is hereby given that the Sauk Centre Planning Commission acting as the Board of Adjustment will conduct a public hearing on Tuesday, October, 10, 2023 at 4:30 p.m. or shortly thereafter as practical, in the Council Chambers of City Hall, to consider a variance, on behalf of Kristian M. & Christine A. Hokanson.

Property Location: 717 Lake Shore Drive, 

                 Sauk Centre, Minnesota 56378

Parcel number 94.58254.0000

Legal Description: Lots 19 and 20 Block 4 Country Club Addition, according to the plat and survey thereof on file and of record in the office of the County Recorder for Stearns County, Minnesota.

    A variance is sought for relief from the setback standard of Chapter 151 Shoreland Overlay District, Subsection 151.05 Zoning and Water Supply/Sanitary Provisions (B)(1)(a) Structure and on-site sewage system setbacks (in feet) from the ordinary high water level. The current setback requirement for a detached accessory structure from the ordinary high water level on a sewered general development lake is 50 feet from the ordinary high water level.

    The applicant is seeking a 20 foot variance from the ordinary high water level. If granted, the variance would allow a 160 square foot detached accessory structure to be located 30 feet from the ordinary high water level.

    Any persons having an interest in this matter will have the opportunity to be heard.  Written comments will be accepted until the time of hearing.  Materials related to this request can be reviewed within the Planning & Zoning Office of City Hall.

/s/ Sarah Morton, City Planner/Zoning Administrator   

Published in the Sauk Centre Herald on Thursday, September 21, 2023.

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City of Sauk Centre

Notice of Public Hearing

Interim Use Permit 

    Notice is hereby given that the Sauk Centre Planning Commission acting as the Board of Adjustment will conduct a public hearing on Tuesday, October, 10, 2023 at 4:30 p.m. or shortly thereafter as practical, in the Council Chambers of City Hall, to consider an Interim Use Permit, on behalf of Linda Michaels.

Property Location: 221 Main Street North, 

                Sauk Centre, Minnesota 56378

Parcel Identification Number: 94.57957.0000

Legal Description: Lot 1 of Auditor’s Subdivision of the West Half of Section 10, and the Northeast Quarter of the Northeast Quarter of Section 9, Township 126 North, Range 34 West, LESS AND EXCEPTING that part of Lot 1 of Auditor’s Subdivision of the West Half of Section 10, and the Northeast Quarter of the Northeast Quarter of Section 9, Township 126 North, Range 34 West City of Sauk Centre, Minnesota, according to the recorded plat thereof on file and of record in the office of the County Recorder, Stearns County, Minnesota described as follows: commencing at the Southeast corner of Lot No. 11 of Block Two of Lakeview Addition to the Townsite (now City) of Sauk Centre, Minnesota, according to the recorded plat thereof on file and of record in the office of the County Recorder, Stearns County, Minnesota; thence Westerly along the South line of said Lot No. 11, being also the North line of said Lot 1, a distance of 35.00 feet to the point of beginning of the land to be described; thence deflect to the left 89 degrees 40 minutes 00 seconds (as measured from West to South), a distance of 35 feet more or less to the lakeshore of Sauk Lake; thence Northwesterly, along said lakeshore, to its intersection with the North line of Lot 1 of said Auditor’s Subdivision; thence Easterly, along the North line of said Lot 1, a distance of 78 feet more or less to the point of beginning, according to the plat thereof on file and of record in the office of the County Recorder for Stearns County, Minnesota.

    An Interim Use Permit is sought to allow the operation of a Vacation Short Term Rental on a Residential Single Family zoned lot at 221 Main Street North

    Any persons having an interest in this matter will have the opportunity to be heard.  Written comments will be accepted until the time of hearing.  Materials related to this request can be reviewed within the Planning & Zoning Office of City Hall.

/s/ Sarah Morton, City Planner/Zoning Administrator   

Published in the Sauk Centre Herald on Thursday, September 21, 2023.

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City of Sauk Centre

Notice of Public Hearing

Interim Use Permit  

    Notice is hereby given that the Sauk Centre Planning Commission acting as the Board of Adjustment will conduct a public hearing on Tuesday, October, 10, 2023 at 4:30 p.m. or shortly thereafter as practical, in the Council Chambers of City Hall, to consider an Interim Use Permit, on behalf of Adam Fiedler doing business as Adams Vacation Rentals LLC.

Property Location: 807 Lake Shore Drive, 

                Sauk Centre, Minnesota 56378

Parcel Identification Number: 94.58245.0000

Legal Description: Lots 7, 8 and 9 Block 4 of Country Club Addition, according to the plat thereof on file and of record in the office of the County Recorder for Stearns County, Minnesota.

    An Interim Use Permit is sought to allow the operation of a Vacation Short Term Rental on a Residential Single Family zoned lot at 807 Lake Shore Drive.

    Any persons having an interest in this matter will have the opportunity to be heard.  Written comments will be accepted until the time of hearing.  Materials related to this request can be reviewed within the Planning & Zoning Office of City Hall.

/s/ Sarah Morton, City Planner/Zoning Administrator   

Published in the Sauk Centre Herald on Thursday, September 21, 2023.

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City of Sauk Centre Notice of Public Hearing

Preliminary Plat Review  

    Notice is hereby given that a Public Hearing will be held by the City of Sauk Centre Planning Commission on Tuesday, October 10, 2023 at 4:30 P.M., or shortly thereafter as practical, in the City Hall Council Chambers located at 320 Oak Street South, Sauk Centre, Minnesota, to consider a request for a preliminary plat “Golf View Addition”. This plat will create 4 new residential lots for twin homes.

Proper Owner: CSNP Sauk Centre LLC 

Applicants: Cody & Sara Nelson

Property Location: 702 Main Street North

Legal Description: Lot 3 Block 1 of W. H. Cates Golf View 

Addition

    Any persons having an interest in this matter will have the opportunity to be heard. Written comments will be accepted until the time of hearing. Materials related to this request can be reviewed within the Planning & Zoning Office of City Hall.

/s/ Sarah Morton

City Planner/Zoning Administrator

Published in the Sauk Centre Herald on Thursday, September 21, 2023.

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CITY OF SAUK CENTRE

NOTICE OF PUBLIC HEARING

2023 RECLAMATION IMPROVEMENTS 

LAKEVIEW DRIVE & SAUK LANE  

    Notice is hereby given that the City Council of the City of Sauk Centre, Minnesota, will meet in the Council Chambers at Sauk Centre City Hall, Sauk Centre, Minnesota, at 6:30 P.M. or soon thereafter on October 4, 2023, to consider the final assessments for the following improvements:

Lakeview Drive & Sauk Lane Full Depth Reclamation

    The total cost of said improvement is $137,457.81.  The area to be assessed for such improvements are abutting properties in the amount of $49,982.23.

    The Council proposes to proceed under the authority granted by Chapter 429 M.S.A.

    Such persons as desire to be heard with reference to the assessment will be heard at this meeting.  

By Order of the City Council

S/Vicki Willer, City Administrator

PUBLISH:       September 21 and September 28, 2023.

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PUBLIC NOTICE OF ABANDONED VEHICLE

(Official Publication)

NOTICE OF SALE

    The personal property as follows, to-wit: Homemade Car Dolly VIN# N/A Plate# N/A Towed from Oak St S & Sinclair Lewis Ave, Sauk Centre, MN by order of Stearns County Sheriff’s Department on September 6th, 2023. 

    All items will be sold November 5th, 2023 by Centre Towing, Inc., City of Sauk Centre, County of Stearns, State of Minnesota, pursuant to Minnesota Statutes, Chapter 168B.

    The registered owner or lienholder has the right to reclaim the vehicle under section 168B.051. Failure to claim the impounded vehicle under section 168B.051 is deemed to waive any right to reclaim the vehicle and consents to the disposal or sale of the vehicle.

Dated: September 13th, 2023

411 Lincoln Loop,

Sauk Centre, MN 56378

(320) 352-1500

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 17, 2001

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,200.00

MORTGAGOR(S): Charles Gibbons, A Single Man and Kari Larsen, A Single Woman

MORTGAGEE: Ameriquest Mortgage Company

DATE AND PLACE OF RECORDING: 

Recorded: September 18, 2001 Stearns County Recorder

Document Number: 981194

ASSIGNMENTS OF MORTGAGE:

And assigned to: Deutsche Bank National Trust Company, as Trustee for, Ameriquest Mortgage Securities Inc. Asset-Backed Pass-Through Certificates, Series 2001-2, under the Pooling and Servicing Agreement dated September 1, 2001

Dated: January 20, 2009

Recorded: February 19, 2009 Stearns County Recorder

Document Number: 1278856

And assigned to: U.S. Bank, National Association, as Trustee for Ameriquest Mortgage Securities Inc., Floating Rate Mortgage Pass-Through Certificates, Series 2001-2

Dated: August 30, 2011

Recorded: September 13, 2011 Stearns County Recorder

Document Number: A1350450

And corrected by: Corrective Assignment of Mortgage

Recorded: February 28, 2020

Document Number: A1563829

And assigned to: U.S. Bank Trust Company, National Association, as trustee, as successor-in-interest to U.S. Bank National Association, as Trustee for Ameriquest Mortgage Securities Inc., Floating Rate Mortgage Pass-Through Certificates, Series 2001-2

Dated: July 7, 2023

Recorded: July 17, 2023 Stearns County Recorder

Document Number: A1656533

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender/Broker/Mortgage Originator: Ameriquest Mortgage Company

Residential Mortgage Servicer: PHH Mortgage Corporation

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 5819 Michael Court, Saint Cloud, MN 56303

Tax Parcel ID Number: 82.44876.0112

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Buettner`s Ridgewood Estates 3rd, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,664.40

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 07, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 7, 2024, or the next business day if May 7, 2024 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: September 12, 2023

MORTGAGEE: U.S. Bank Trust Company, National Association, as trustee, as successor-in-interest to U.S. Bank National Association, as Trustee for Ameriquest Mortgage Securities Inc., Floating Rate Mortgage Pass-Through Certificates, Series 2001-2

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052970-F1

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